Pre-Purchase Car Inspection in 2022

If you’re looking for a used car, getting a Pre-Purchase Car Inspection from an expert mechanic will ensure your used car doesn’t end up as just a lemon. Especially during this time in 2022 when used cars prices are still high as a result of the shortage of new cars available, semiconductor shortages, the war in Ukraine and now floods in Australia.

When buying a used car it is difficult to know exactly if the car has a mechanical issue, how much the car has been driven or its history. Although the car may feel just fine on a test drive, it could need serious repairs that will cost you a lot of money in the future. Even in used cars with a warranty, there are items not covered by the statutory warranty or even with an aftermarket/ warranty extension, or there are problems that were not reported. Here’s where Pre-purchase car inspections can be valuable for finding out about potential problems with the used car before you buy them.

Also, if you are interested in pre-purchase car inspections for selling a car, archive, feel free to read my article on selling a car.

 

What is a Pre-Purchase Car Inspection?

A pre-purchase car inspection is a comprehensive, in-depth check of the quality, safety, performance and value of a used car conducted by an expert mobile mechanic.

In even more simple terms,  pre-purchase car inspections allow you to find problems or damages that were not reported by the previous owner of the car. For example, there could be flood-damaged or frame damage even though the car looks pristine. If you’re wondering whether to have your car Inspected, these services will help you make the best decision and to ensure you are not going to be buying a lemon. Sadly, not everyone is truthful these days so buying a used car can be risky.

Hiring a qualified mechanic to look over the car that you’re looking at buying can provide helpful insight into its value. It is likely that you can negotiate the owner or salesperson down to a realistic price of the car’s worth.

 Pre-Purchase car Inspection in 2022 - German Precision, Australia 

What is Included in a Pre-Purchase Car Inspection?

 Pre-purchase car inspections can be really comprehensive (depending on who actually performs it) and it checks all the aspects of a car, including exterior and interior checks, as well as checking the engine bay, wheels and tyres, brakes and suspension, plus an electronic scan of faults and many more. 

The car will also be taken for a short test drive to check the engine, transmission, brakes, wheel alignment, body noises, suspension performance etc.

The car inspector has a lot of experience with various types and conditions of cars, so he can provide expert opinions on any car you are considering buying. There are so many more included that will make you feel like you already own the car and know the ins and outs!

A list of the things included in pre-purchase car inspections:

  • Brakes
  • Engine & Gears
  • Radiator
  • Electrical System
  • Transmission
  • Fluids
  • Steering & Suspension
  • Stereo, Radio and SATNAV (if fitted)
  • Heating & Air Conditioning System
  • Instruments & Gauges
  • Underbody
  • Interior 
  • Seats & Seatbelts
  • Wheels & Tyres
  • Body & Paint 
  • Windscreen & Wipers
  • Pictures Of the Car
  • Personal Advice From the car Inspector

After the inspection has been completed, a detailed report will be sent to you along with any additional comments or notes from the car inspector.

If the pre-purchase car inspection identifies any faults or repairs that are required, these issues can be used to negotiate a lower price with the seller before purchasing.

If the car has passed a clean bill of health, you will know that it is in good condition and you’ll know that your purchase is for a safe and reliable car.

As a car buyer, you can ask as many questions about the car as seem reasonable to you. We want to help you get all of the information before deciding on buying or selling your car.

 

Are Pre-Purchase Car Inspections worthwhile?

There’s really only one question here. Are Pre-Purchase Car Inspections worthwhile? 

If you know about cars and work as a mechanic, then it wouldn’t be necessary for you. However, most people are not aware of what should take place in order to make sure that there is nothing wrong with the car they are buying. So getting an inspection would probably be beneficial and it’s definitely worth it.

Your car is an asset and should be treated like it. Why take the chance of buying something that may only last for just a few months? Buying a lemon will put you out of pocket, not to mention at risk.

The benefits of pre-purchase car inspections are worth it for the buyer and seller. We will go into this in more detail below; these inspections are definitely worth getting if you’re planning on buying a luxury car.

Reasons why should you get a Pre-Purchase Car Inspection?

Reasons why should you get a Pre-Purchase Car Inspection?

First, Pre-Purchase car inspections could save you a lot of money in the long run. This will help you identify the car problem and heaps of issues so not buying it after knowing the car condition is the best decision. Some sellers won’t tell you about any issues with the car because all they care about is selling it.

Secondly, this is beneficial to both the buyer and the seller. Knowing the true value of a car is an important thing for buyers. It will help you know how much you should be spending, and if they’re ripping you off. This also will help you to negotiate for a better price as well.

For sellers, you will know exactly how much your car is worth so any dealers or buyers that try to negotiate lower prices can be ignored. You can use this as a benchmark and work from there.

Last, even if this is actually the car of your dreams, this inspection will let you know upfront exactly what needs to be repaired. You may even find that some things need to be done straight away. Whereas other issues are just warnings and still have months of good use and it could save you and your family from any dangerous problems in the car when driving down the road. 

 

What If Pre-Purchase Car Inspections reveal problems?

If the pre-purchase car inspection uncovers hidden issues, you can take many different actions.

First, if it revealed unreported issues or damaged surfaces you are certainly at risk of buying a car from an unreliable seller making you question your decision. But what if the seller was upfront about how bad the car condition is. If that’s the case, If the seller is willing to repair any problems before you buy, then you can agree on them taking care of it and negotiating a better deal. 

Car inspections also can be used to your advantage if you are seeking a car that is above your budget. If a pre-purchase car inspection reports hidden problems in the car, you can negotiate down the price at this point.

The most ideal outcome for a pre-purchase car inspection is that the report rates the car as in excellent condition with no needed repairs. A positive report will be an assurance to you of reliability and longevity.

And with this, I hope that some of you now understand what a pre-purchase car inspection is and when it might be necessary.

If you’re looking for your next car, don’t buy someone else’s problem. Get a professional inspector with many qualifications to look over the car here!

A simple guide on how to choose car insurance in 2022

Think about whether your vehicle gets written off, stolen, or having an accident, or whether you can afford to pay for the damage to someone else’s car. It is absolutely a stressful experience, so give yourself peace of mind knowing you have already investigated the best/most appropriate vehicle insurance.

Type of Car insurance  in Australia: Third-party VS comprehensive

 There are many levels of insurance cover to consider, which include Compulsory third-party (CTP) insurance which is compulsory to drive on Australian roads and it is included in your vehicle registration cost except in New South Wales. Also called green slip insurance. It covers the costs of compensation claims if you injure or kill someone in a car accident but It doesn’t protect the other parties’ car if it is damaged, nor does it protect you or your car. Then there’s Third-party property insurance that will help cover some repair costs if you cause damages to other people’s property, including cars, when an accident is your fault. 

But if you’re after a policy that also insures your own vehicle. You’ll want to consider Third party property, fire, and theft, which is on top of the cover. The third party’s property damage will also cover your vehicle if it’s stolen or damaged by fire. Then there’s the Comprehensive vehicle insurance which is the highest level of insurance that you can hold for your vehicle. On top of covering the third party’s property. Comprehensive vehicle insurance will also cover the repairs to your vehicle due to an accident even if it’s your fault. Damages that occur due to weather also covers your vehicle if it’s stolen or damaged by fire. Because of the high level, comprehensive vehicle insurance is the most costly form of insurance.

But with so many choices out there, there won’t be one best car insurance option to suit everyone. Depending on the data, pricing, and policy inclusions you can define which car insurance policies are the best. 

 

Next step: Determining your Vehicle value

 The next step after choosing the level of your vehicle insurance cover, you will have to choose what value you want to ensure your vehicle for in case it gets written off. There are two types of your car amount value and it is as: 

Market Value

It means your vehicle is covered for what it’s currently worth ‘in the market’. In nutshell, The price of your vehicle will be assigned based upon the amount your car would have sold for, at the time of the accident, or at least, what it was worth before it was damaged. Some factors that commonly impact the amount include the age of drivers, the type of vehicle you’re driving and you may still need to pay a car insurance excess, a one-off payment to be made to your insurer before your claim can be paid out.

 Advantages of Market Value car insurance:

  • In general, it is cheaper than the agreed value. It helps save money for those who are fine to insure their vehicle for its current worth in the market.
  • It always adapts to match the cost of replacing your vehicle. This way, you know that you can replace that vehicle with something similar, with the cost covered.

 

 Agreed value

is a predetermined amount both you and your provider consent to insure the vehicle for until the policy ends. The agreed value policy is not available for all vehicles. If your vehicle has pre-existing damages that might affect whether you can get the agreed value or not. It’s important to note that If you renew your policy, the agreed value will be reassessed and adjusted. 

Advantages of Agreed Value car insurance:

  • You are able to ensure your vehicle for more than it’s worth. However, if the cost to replace the car is greater for the insurer, you may end up paying more in premiums. 
  • The amounts for which you insure your vehicle are honoured for the duration of the policy. You probably have to renew your policy every year. Your insurer may propose a new agreed value that is lower or higher than your first agreed value.

 

The main difference between agreed value and market value is you claim whatever amount of money back that you agreed on with your insurer because that policy pays the same regardless of your vehicle’s depreciation.

 

 Other Factors to consider when looking for car insurance

Get quotes from more than one insurer to find the best value policy. Insurance policies are different and may use different terminology. So it’s important that you read the product disclosure statement to know what you are paying for and what you’re covered for. If you need to submit a claim for the policy, you have to make sure that your insurer is easy to deal with and the claim process is fast and efficient. Many insurers enable you to submit your claim online or over the phone, whilst some will require you to submit it in person.

It is also important to know the excess you will pay when you make a claim.  Some policies will allow you to adjust the excess amount and pay higher. While some policies will allow t0 excess. To weigh up whether you would rather pay a higher amount in your insurance payments. and therefore a lower amount in excess should you make a claim or a lower upfront payment with a higher excess.

 Some policies include a no-claim bonus. This means you pay a smaller premium if you don’t make a claim for a certain period of time. It is important to compare the No Claim Bonus Policy of each insurance policy you review. As each will have different terms and conditions. 

Read the policy to understand what claims affect your bonus and if there are any limits. Also note that some insurers may not agree to provide cover for vehicles that are Previously written off’ (WOVR), as in reality, the value of this type of car is unknown. In the case of your finance, the provider will likely require proof of ‘Comprehensive Insurance’ of the vehicle noting the value and the insurer as an ‘interested party’.  Refer to your policies for clarification.

 

Make sure to get the right car insurance

Here are a few questions you need to ask yourself before getting your vehicle covered:

  • Do I invest the right amount of money for insuring my vehicle?
  • Do I know my cover policy well?
  • Does the insurance cover all the things I need?

 

Contact a Professional

Contact our qualified expert technicians in German Precision For all types of vehicle inspection

Post-COVID lockdowns Special offer, December 2021 – January 2022.

Post-COVID lockdowns Special offer, December 2021 – January 2022.

Contact me for a quote!
You can get a discount if you mention the discount code “DEC2021” after I have answered your quote request.

A 10% DISCOUNT WILL BE APPLIED TO MY PREVIOUSLY QUOTED PRICE!

In this way, you can be assured of my genuine intentions and a genuine discount.

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